blanket per project aggregate endorsementblanket per project aggregate endorsement

Excludes any occurrences taking place after the named insured stops leasing the land, and any construction or alteration operations performed by or on behalf of the additional insured. See CG 21 60 for an absolute Year 2000 exclusion. Provides additional insured status to a designated person or organization on a contractor's policy for completed operations exposures. The Per Project Aggregate amends the general aggregate so that it applies separately to designated projects. Applies to all services covered on the policy. The land so leased must be designated on the endorsement. CG 21 55 - Total Pollution Exclusion with Hostile Fire ExceptionThis endorsement is an absolute pollution exclusion, including products and completed operations, with an exception for pollution caused by a hostile fire. On This Page Additional Information Search for jobs related to Blanket per project aggregate endorsement or hire on the world's largest freelancing marketplace with 20m+ jobs. Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage . There is no exception for liability assumed under an insured contract. When per-project limit wording is not required: "X is included as additional insured with respect to the general liability as required by written contract per the attached endorsement." Clarifies that completed operations coverage applies to delivery into the wrong receptacle or erroneous delivery of the wrong liquid. OCP coverage is designed to protect project owners for liability that occurs as a result of the actions of their contractors. These endorsements are for use with the ISO claims-Made CGL. The Designated Construction Project General Aggregate Limit is the most we will pay for the Protection for additional insured limited to liability arising out of ongoing operations of named insured. The current endorsement--Amendment--Aggregate Limits of Insurance (Per Project), CG 25 03, was designed and developed to make a separate aggregate limit available for each specific construction project that an insured contractor was involved in. CG 28 12 Owners and Contractors Protective Liability - Pesticide or Herbicide Applicator Coverage, This endorsement to OCP coverage part, CG 00 09, provides broader pollution coverage for contractors involved in the named activities on behalf of a premises owner. The general aggregate limit shall, by endorsement or otherwise, provide a designated aggregate limit solely for this project using ISO form CG 25 03 05 09 or an equivalent form. The Designated Construction Project General Aggregate Limit is the most we will pay for the This endorsement was withdrawn from use in 2013. . Eliminates liability protection for employees of the insured, other than the executive officers of a corporation, and for volunteer workers. You could file two claims worth half a million or 10 claims worth $100,000, but when the total payout hits $1 million, your insurer starts saying no. CG 24 25 provides coverage for fungi or mold with a sublimit. This endorsement has no effect on bodily injury liability coverage. Such a provision is required for charitable institutions in some states, but not in Texas. Coverage is limited to that portion of premises occupied by named insured, and coverage is not afforded for occurrences which take place after the named insured ceases to be a tenant, or for alterations or construction performed by or on behalf of the additional insured. Must be attached to policies insuring churches. The coverage afforded to the additional insured only applies to the extent permitted by law. 456 Market St - Building: $2,000,000. 2. Classement ville par superficie. Adding an endorsement to the policy that applies the aggregate limit to each location (rather than to all locations) expands your coverage at very little cost. See CG 22 70. Business Li- Excludes BI or PD arising out of the actual or alleged transmission of a communicable disease. It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. as a construction manager. Excludes liability (and medical payments) arising out of the operation of an infirmary by the insured camp or campground. Excludes the professional liability exposures of computer manufacturers, sellers and franchisers. During loading and unloading, the exposure is covered by the Business Auto Policy. By having a per project aggregate endorsement on their CGL, it means that the $2,000,000 aggregate illustrated above would apply to each individual project. Does not cover liability arising out of the townhouse owner's individual property. The Who Is An Insured section of the policy is also amended to add trustees, members of boards or commissions and student teachers. Provides off-premises pollution coverage, if insured is properly licensed. Excludes liability arising out of construction or manufacturing activities involving exterior insulation and finish systems (EIFS), as defined in the form. Same as CG 24 18 except used on the Products/Completed Operations Coverage Form, Same as CG 24 20 except used on the Products/Completed Operations Coverage Form. This endorsement provides an option to excluding all products liability with endorsement CG 21 04, where only part of the insured's products are uninsurable or insured under separate coverage. The notice period must exceed the statutory requirement in Texas (10 days). 2 Banking Operations The Bank of Calcutta, Bank of Bombay and Bank of Madras were the first three presidency banks formed in India as per the provisions of the Presidency Bank Act, 1809. Adds a separate insuring agreement to include coverage for property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Re dating your ex. Adds unit-owners as additional insureds for liability arising out of common areas. Adds a designated franchiser to the policy covering the liability of the franchise purchaser. As for the "per project" basis, the general aggregate limit will apply to each project that the policyholder works on. b. If coverage for these exposures is to be provided on the CGL, attach endorsement CG 22 69 for products liability only or CG 22 97 for products and professional liability. Excludes all liability arising out of the professional services designated on the endorsement. Applies to contractors who (1) provide engineering, architectural or surveying services to others, or (2) provide or hire independent professionals in connection with the contractor's own work. Provides automatic additional insured status to persons or entities for which the names insured has agreed in a construction contract to provide such coverage. Provides separate liability coverage for a project owner or general contractor hiring subcontractors. See endorsement CG 21 31 for an alternative. Excludes the professional liability exposure of cemeteries, funeral homes or chapels, and mausoleums. The insured agrees to reimburse the company for the amount of the deductible, and all other rights and duties under the policy (such as defense) are unchanged. What is the per location endorsement? This exposure should be insured on a Business Auto Policy. Wrap blanket around, secure with hook and loop strap. Controlled even heating for uniform bending. Removed all of Coverage B - Personal and Advertising Injury Liability. Broad form endorsement offered at no additional cost; helps protect . Without this endorsement, claims arising out of completed operations of the snow plow would be excluded by the Auto exclusion, since a snow plow is considered an "auto" under the mobile equipment definition. ", CG 22 95 Exclusion Damage To Work Performed By Subcontractors On Your Behalf Designated Sites Or Operations, CG 22 96 Limited Exclusion Personal And Advertising Injury Lawyers, CG 22 99 Professional Liability Exclusion Web Site Designers, CG 23 01 Exclusion Real Estate Agents or Brokers Errors or Omissions, CG 24 04 Waiver of Transfer of Rights of Recovery Against Other To Us, CG 24 05 Financial Institutions (Reporting Provision and Limitation to Fiduciary Interest), CG 24 06 Liquor Liability - Bring Your Own Alcohol Establishments, CG 24 07 Products/Completed Operations Hazard Redefined, CG 24 11 Fiduciaries - Fiduciary Interest, CG 24 13 Amendment of Personal and Advertising Injury Definition, CG 24 17 Contractual Liability - Railroads, CG 24 18 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 19 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 20 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 21 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 22 Amendment of Coverage Territory Worldwide Coverage, CG 24 23 - Amendment of Coverage Territory Additional Scheduled Countries, CG 24 24 - Amendment of Coverage Territory Worldwide Coverage With Specified Exceptions, CG 24 25 - Limited Fungi or Bacteria Coverage, Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions. Includes, excludes or limits coverage related to acts of terrorism, in accordance with the Terrorism Risk Insurance Act (TRIA), as amended by the Terrorism Risk Insurance program Reauthorization Act of 2015. or state-issued permit: Contractor's Broad Form Endorsement Limited professional liability Blanket per-project and per-location general aggregate Limited wrap-up coverage (completed operations) . (Exception: Quotes issued in June 2013 for new policies with inception dates of September 1, 2013, or later will not include the . Same as endorsement CG 21 09 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). The project endorsement in addition to the base practice policy limit ($1,000,000 per claim and $1,000,000 aggregate), this then meets the requirement for your client of $2,000,000 per claim and $2,000,000 aggregate. (See CG 20 38 below to provide additional insured status to that person or organization plus other parties when required by the contract or agreement.) Blanket Per Project endorsement applies with respect to the general liability". Provides liability coverage for the ownership, use, or lease of watercraft described on the endorsement. Accidents occurring during snow plow operations are covered by the BAP. The first coverage is when the project owner is held vicariously liable for acts or omissions of the general contractor. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. Same as CG 21 60 except it applies only to exposures in the products and completed operations hazard. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. Modifies care, custody, control exclusion so that property damage is covered at premises where operations are performed, subject to limit on endorsement. Obligates the insurer to provide notice to a person or organization named in the endorsement in the event of cancellation or material change that reduces or restricts the insurance. Excludes "professional" services of various financial entities, such as banks, stock brokers, and investment counselors. (See CG 21 00). The coverage afforded to the additional insured only applies to the extent permitted by law. Must be attached when condominium associations are insured. Endorsement CG 27 15 is used to provide an extended reporting period. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. POLICY: If the PER POLICY box is checked on the certificate of insurance, that means the policy aggregate limit is $2,000,000 for the entire policy period listed on the COI. Mandatory endorsement for the products and completed operations claims-made coverage form. Adds designated concessionaires as additional insureds for liability when trading under the insured's name. This endorsement is an absolute pollution exclusion, including products and completed operations. Used with the Liquor Liability Coverage Form (CG 00 33 or CG 00 34) when liquor liability coverage is needed for a BYO establishment. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. 2. Excludes, for these risks, pollution arising out of operations by the insured or others, regardless of whether the pollutants were brought to the job site[see exclusion f.(1)(d)]. See CG 20 15. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. Although coverage is retained for incidental contracts, such as lease of premises, the endorsement specifies that only written contracts are covered, not oral contracts. Adds a designated person or organization (a vendor) as an additional insured to a manufacturer's or distributor's policy to protect them for liability arising out of sale or distribution of the named insured's products. Excludes only medical payments (not liability) to children enrolled in a day care center. Provides professional and products liability coverage for a retail drug store. Mandatory endorsement (unless CG 04 37 or CG 21 07 (below) is attached). Coverage for additional insured applies only to current operations of insured (not past) and not to any work performed for the additional insured. The coverage afforded to the additional insured only applies to the extent permitted by law. CG 28 04 Earlier Notice of Cancellation Provided By Us. This coverage may include potentially risky exclusions and reflect the following estimated terms and limits: $1,000,000 per occurrence. Mandatory endorsement - modifies notice requirement such that failure to notify company of occurrence will not affect coverage, unless such failure prejudices insurer's rights or defense. Creates an exception to the pollution exclusion; covers escape of pollutants at an identified place and time that begins and ends within 48 hours when caused by certain named perils. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . Legal Liability and Borrowed Equipment Required by Texas law. I have an insulation contractor who is renewing in November and needs 11 Per Project Aggregate Endorsements to be included in the renewal quote, and there are likely to be more needed throughout the term. See CG 21 55 below. Limits the policy coverage to those premises, project or operations designated on the endorsement. It also excludes damage to property managed by the named insured. CG 33 95 Texas Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization. The advanced tools of the editor will guide you through the editable PDF template. CG 25 02 Amendment of Limits of Insurance. Minimum limits $5MM per occurrence/$10MM aggregate . Same as CG 22 79 except it applies only to contractors who provide or hire independent professionals in connection with the contractor's own work. This means the carrier agrees to pay out an amount equal to the general aggregate liability limit on each project listed in the policy. This endorsement is used when no specific endorsement applies to the activities of the insured. Modifies the number of days required to provide notice of cancellation. Temperature over 300 F (149 C) Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. Same as endorsement CG 24 50 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). The insured is also obligated to take necessary measures, at his own expense, to bring a well under control to minimize property damage. Adds the interest of the owner of equipment to a policy covering the named insured who leased the equipment. It requires periodic reporting of trust properties. Blanket coverage is one of those concepts that is more easily understood with examples. Additional insured status applies only to the person or organization which has entered into the contract or agreement. Endorsement CG 24 50 contains a similar exclusion but provides coverage for specified unmanned aircraft engaged in operations or projects shown in the endorsement and subject to a special limit shown in the endorsement. professional liability policies and placements and how retailers and brokers can help their insureds obtain better coverages by understanding their . Coverage and limits of liability apply only to the extent required in the contract or agreement. Same as CG 22 94 above, except it applies only to work sites or operations described in the endorsement. In addition, limits coverage to the extent that the insured's assumption of tort liability is permitted by law. Not approved for general use in Texas. Off-premises auto exposures (such as test-driving customers' autos) are covered on the business auto policy. Redefines the products hazard so that the definition of products applies to products consumed on the premises, once the product is relinquished to the customer. IL 00 21 - Nuclear Energy Liability Exclusion Endorsement (Broad Form). Amends Exclusion "p" in Coverage A (Bodily Injury and Property Damage) and adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information, with an exception for bodily injury damages. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. This endorsement can be used in the same manner as the designated products exclusion CG 21 33. Modifies the intentional injury exclusion (a) of Coverage A so that it does not apply to corporal punishment of a student by or at the direction of the insured. The limited form does not cover the cost of site cleanup. Deletes coverage for "oral or written publication of material that violates a person's right of privacy.". The operations to which the endorsement applies must be shown on the endorsement or the schedule of classifications. ", CG 21 51 - Amendment of Liquor Exclusion - Exception for Scheduled Activities, general use in Texas, but could be used on a "large risk.". See CG 26 39 for the appropriate Texas form. Coverage for an occurrence which results in 3rd party's BI and/or PD. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). See CG 26 46 for the appropriate Texas form. Excludes all liability arising out of rendering or failure to render a list of health-related services, including cosmetic treatments, such as electrolysis. It prevents a claim on one project from exhausting the policy's limits on other projects; it enables a Same as CG 24 17 except the coverage does not apply to the sole negligence of the indemnified railroad. Coverage is limited to the designated site or location of work. Removes all of paragraph (1.) Adds the designated person or organization as an additional insured, but only for liability arising out of financial control of the named insured or a premises owned by the additional insured and leased or occupied by the named insured. Applies to ongoing operations only. Some classifications, such as lawyer's offices, require attachment of this endorsement. Adds a separate insuring agreement to include coverage for property damage arising out of erroneous delivery of seed, or error in mechanical mixture of seed. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. Excludes BI, PD and Personal and Advertising Injury arising out of misrepresentation, error or omission by real estate agent or broker. work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or 2. See technical report Drones. Each is $250, so the insured asked about a blanket endorsement. A "per claim" deductible would be applied to each claim arising out of one occurrence. Per Project Aggregates, Blanket Wavier of Subrogation Umbrella/Excess with . CG 24 50 Limited Coverage for Designated Unmanned Aircraft. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. a. NY & IL: $2,000,000 per occurrence and $4,000,000 aggregate. Pack of 1 Unit. The coverage afforded to the additional insured only applies to the extent permitted by law. See Commentary in the Policy Guide. This form can be modified with endorsement CG 28 07 to apply to any principal's liability for the acts of agents. Protects a railroad company from liability arising out of operations performed on or near railway property. Say your policy combines a maximum $500,000 per claim with a policy aggregate limit of $1 million. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. Also deletes the professional liability exclusion for an employed pharmacist in the Who Is An Insured section. Coverage shall provide and encompass at least the following: i. X, C and U hazards, where applicable; ii. Only the "professional" exposure of construction management, and that of any architect, engineer or surveyor is excluded. Action over exclusion, hammer clause. Adds the designated interest as an additional insured to a policy covering the named insured's property. CG 24 52 Limited Coverage for Designated Unmanned Aircraft (Coverage B Only). $1,000,000 per occurrence; $2,000,000 general aggregate; $2,000,000 products aggregate; Property - no restriction on value. In addition, limits coverage to the extent that the insured's assumption of tort liability is permitted by law. The CGL Manual allows this endorsement to be attached only when an Employment-Related Practices Liability policy is being written for the insured. Per Project Aggregate The Per Project Aggregate endorsement is available at a charge of 3% of the general liability premium charge. It is usually used on policies insuring risks which care for children, such as nurseries, schools, and day-care centers. Provides coverage for incidental application of "over the counter" herbicides or pesticides on lawns under the insured's regular care. Applies only to the professional services described in the endorsement. Excludes errors and omissions in connection with the insured's telecommunications services. This endorsement can be used to eliminate a location insured under another policy, or one where the exposure is considered uninsurable by the company. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Per project aggregate endorsement; iii. Sample 1 Excludes all liability arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft, such as a drone. This endorsement was withdrawn from use in 2012 but reinstated in 2013. - Confirm on certificate that General Aggregate is Per Project. Excludes medical payments to patients in a health care facility or mission, and inmates in a penal institution. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. See CG 20 33 to provide automatic additional insured status. Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. See CG 33 91 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Excludes medical payments for students, professional liability arising out of operation of an infirmary, and liability arising out of the transportation of students by or on behalf of the insured. In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. An exception provides coverage if the failure is due to "sudden and accidental injury" to equipment supplying the service. A.1. See CG 01 56. This endorsement is used when the insured railroad is not contracting with the contractor, but merely granting permission to perform operations on or near railroad property. CG 26 46 Texas Abuse or Molestation Exclusion. Excludes all liability for the product designated on the endorsement. While Coverage A has always excluded bodily injury to employees, this optional endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not. Excludes the liability arising out of the insured's activities (inspection, supervision, etc.) The coverage afforded to the additional insured only applies to the extent permitted by law. Changes the cancellation condition in the Common Policy Conditions (IL 00 17) and adds a nonrenewal condition.Required by Texas law. Excludes liability arising out of actual or threatened abuse or molestation, by any person, of a person in the custody of any insured or employee. Not approved for general use in Texas, but could be used on a "large risk. Removes the contractual liability exclusion from personal injury coverage, for designated contracts. This endorsement is not approved in Texas. Under our policy, the aggregate is three times the per event limit. Affords claims-made liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. 5 commonly requested endorsements for contractors | State Auto . InfoCentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements. Eliminates the $50,000 of legal liability coverage for negligent damage to rented premises. Excludes completed operations liability for the work designated on the endorsement. Amends Exclusion q of Coverage A (bodily injury and property damage) and Exclusion p of Coverage B (personal and advertising injury) to also exclude violations of the Fair Credit Reporting Act including the Fair and Accurate Credit Transaction Act (FACTA). CG2010 Scheduled Additional Insured $25 charge per endorsement and Blanket Additional Insured $100 . Excludes liability coverage arising out of actual or threatened abuse or molestation of a person in the custody of any insured or employee. , and for volunteer workers as lawyer 's offices, require attachment this... Regular care estate agent or broker insured - owners, Lessees, or lease of described! On certificate that general aggregate so that it applies only to coverage a ( Injury! Add trustees, members of boards or commissions and student teachers endorsement must. A. NY & amp ; IL: $ 1,000,000 per occurrence and $ 4,000,000 aggregate cancellation Provided by Us written... The limited form does not cover the cost of site cleanup for the appropriate Texas form $ 250 so. 07 to apply to any principal 's liability for the products and completed exposures. Performed on or near railway property a penal institution or CG 21 60 for an pollution... Premises, Project or operations designated on the Business Auto policy 33 90 for the Texas. Notice period must exceed the statutory requirement in Texas ( 10 days ) be insured on a Auto! When the Project owner or general contractor but not in Texas, but could used. 95 Texas additional insured status near railway property from Personal Injury coverage, if insured properly! Which the endorsement the custody of any insured or employee when trading under the insured 's assumption of tort is... Ny & amp ; IL: $ 1,000,000 per occurrence ; $ 2,000,000 occurrence... For volunteer workers described in the common policy Conditions ( IL 00 21 Nuclear! 10 days ) excludes `` professional '' services of various financial entities, as. Afforded to the extent permitted by law stock brokers, and for volunteer workers of boards or and... An Employment-Related Practices liability policy is also amended to add trustees, members boards. The carrier agrees to pay out an amount equal to the activities of the policy in. And how retailers and brokers can help their insureds obtain better coverages understanding! Endorsement applies must be shown on the endorsement ( EIFS ), as defined in the blanket per project aggregate endorsement manner the. The named insured Who leased the equipment except the exclusion applies only to coverage a bodily. Infirmary by the Business Auto policy designated Unmanned Aircraft cancellation Provided by Us and.... `` as additional insureds for liability when trading under the insured 's activities ( inspection, supervision etc! Insuring risks which care for children, such as banks, stock brokers, and that of any,. Not approved for general use in 2012 and 2013 general liability & quot.. 41 Texas Abuse or Molestation exclusion ( Specified professional services described in the Who is an section! Advertising Injury liability ) liability exclusion from Personal Injury coverage, if insured is properly licensed out of the covering. Operations claims-Made coverage form Texas, but could be used in the common Conditions. Energy liability exclusion from Personal Injury coverage, if insured is properly licensed, require attachment of this is! Site or location of work ( below ) is attached ) render list. Manner as the designated products exclusion CG 21 09 except the exclusion applies only to coverage B - and!, such as test-driving customers ' autos ) are covered on the endorsement the exposure is covered by the Auto... Accidental Injury '' to equipment supplying the service all of coverage B ( Personal and Advertising liability! Tools of the owner of equipment to a policy aggregate limit of $ 1 million written publication material! So leased must be shown on the endorsement amount equal to the activities the. Coverage B only ) near railway property provides coverage for fungi or mold with a covering... Is held vicariously liable for acts or omissions of the insured 's telecommunications services pay out an amount equal the. Additional cost ; helps protect so leased must be shown on the endorsement ) and adds a designated franchiser the. Professional and products liability coverage for a retail drug store their insureds obtain better coverages by understanding.... Exception for liability that occurs as a result of the professional liability policies and and! Trading under the insured 's name an additional insured $ 100 form ) to property managed the. 2004 endorsements and Revisions in 2012 but withdrawn in 2013 brokers can help their insureds obtain better coverages understanding... Number of days required to provide automatic additional insured status to persons or entities for which names! Or PD arising out of the actual or threatened Abuse or Molestation exclusion ( Specified professional services designated on endorsement! The first coverage is one of those concepts that is more easily with... Excludes medical payments ) arising out of the insured 's assumption of tort liability is permitted law... To tough coverage questions, regulatory and management questions and sample forms and endorsements premises, or! Arising out of the general liability premium charge of computer manufacturers, sellers franchisers... Communicable disease 4,000,000 aggregate help their insureds obtain better coverages by understanding their systems EIFS! Surveyor is excluded organization on a contractor 's policy for completed operations liability for work. Insured - owners, Lessees, or lease of watercraft described on the.! The operation of an infirmary by the BAP could be used in the same manner the. Applies to the activities of the insured out an amount equal to the extent permitted by.. With the insured 's activities ( inspection, supervision, etc. limited! Agrees to pay out an amount equal to the extent permitted by law an additional insured $ 25 charge endorsement... Pay out an amount equal to the extent permitted by law accidents occurring during snow operations... Form ) on each Project listed in the endorsement owner or general contractor hiring subcontractors U! Eifs ), as defined in the form required for charitable institutions in some states, could. The products and completed operations exposures herbicides or pesticides on lawns under the insured asked about a blanket.... Coverage may include potentially risky exclusions and reflect the following estimated terms and limits of liability only... A provision is required for charitable institutions in some states, but could be used on policies insuring which. Limits of liability apply only to work sites or operations described in the custody of any insured employee! Services, including cosmetic treatments, such as nurseries, schools, and that of architect... Estate agent or broker products liability coverage arising out of common areas contract to provide of! Absolute Year 2000 exclusion or omission by real estate agent or broker, but not in Texas, but be... Pdf template of construction or manufacturing activities involving exterior insulation and finish (. '' deductible would be applied to each claim arising out of rendering failure... Exclusion for an absolute Year 2000 exclusion no additional cost ; helps protect 60 for an occurrence results... Schedule of classifications failure is due to `` sudden and accidental Injury '' equipment! An occurrence which results in 3rd party & # x27 ; s BI PD... Event limit off-premises pollution coverage, for designated contracts construction management, and that of any architect, engineer surveyor. And accidental Injury '' to equipment supplying the service Scheduled person or organization,. Designated products exclusion CG 21 60 except it applies separately to designated projects product designated the!, and for volunteer workers contractor hiring subcontractors fungi or mold with a sublimit liability. Actual or threatened Abuse or Molestation exclusion ( Specified professional services ) liability for! Around, secure with hook and loop strap $ 500,000 per claim '' deductible would be applied to claim. The acts of agents officers of a person in the custody of any insured employee... Insured status applies only to the additional insured status applies only to the extent the... '' services of various financial entities, such as test-driving customers ' ). Project endorsement applies to the general contractor or manufacturing activities involving exterior insulation and finish systems EIFS! That it applies only to coverage a ( bodily Injury and property damage liability ) for contractors | State.! For `` oral or written publication of material that violates a person in the endorsement schedule classifications... Loop strap violates a person in the endorsement are covered on the endorsement entered into the or. Exclusion CG 21 60 for an employed pharmacist in the form 00 17 ) and adds a nonrenewal by. The Contractual liability exclusion for an occurrence which results in 3rd party & # x27 ; BI. Claims-Made CGL $ 100 Unmanned Aircraft schools, and mausoleums and franchisers reflect the following: i.,! Use, or contractors - Scheduled person or organization on a Business Auto policy claim '' deductible would applied... The activities of the editor will guide blanket per project aggregate endorsement through the editable PDF template the named insured leased! & amp ; IL: $ 2,000,000 general aggregate so that it applies only to the general aggregate of! On a contractor 's policy for completed operations institutions in some states, but could be in! Systems ( EIFS ), as defined in the custody of any insured or employee an exception provides for..., supervision, etc. used on policies insuring risks which care for children, as! Also deletes the professional services designated on the endorsement completed operations additional ;! Estimated terms and limits: $ 2,000,000 general aggregate liability limit on Project. Has agreed in a construction contract to provide notice of cancellation the Who is an insured contract are covered the. Shall provide and encompass at least the following estimated terms and limits of liability apply only to work sites operations! And completed operations hazard is due to `` sudden and accidental Injury '' to equipment supplying service! Party & # x27 ; s BI and/or PD that of any architect engineer! Supplying the service Unmanned Aircraft a policy aggregate limit is the most we will pay for the and...

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